Generic title about my academic future, or rather my probable lack thereof

Man, I don't even know about any education after this. I'm only in college to make sure i can raise  a family some day and give them a good life. I love learning, but hate doing it in a formal environment. I prefer reading and teaching myself things. I just hope I don't fail any classes this semester. I've been too scared to check my grades the entire semester. I just need help, I really do. I'm drowning.